Motorcycle InsuranceBuilt for Riders
From Harleys to Vespas, sport bikes to ATVs - we cover every kind of California rider. Real quotes in 2 minutes, same-day coverage available.
Motorcycle Insurance From
Liability coverage for any bike
5,000+
Riders Insured
$521
Avg. Annual Savings
2 min
Quote Time
4.9★
Customer Rating
We Cover Every Type of Ride
From daily commuters to weekend warriors - if it has two wheels (or four for ATVs), we\'ve got you covered.
Motorcycles
Cruisers, sport bikes, touring, adventure - all makes and models
Popular brands: Harley-Davidson, Honda, Yamaha, Kawasaki, BMW, Ducati
Scooters & Mopeds
From 50cc city scooters to powerful maxi-scooters
Popular brands: Vespa, Honda PCX, Yamaha XMAX, Genuine Buddy
ATVs & UTVs
Off-road vehicles for work or recreation
Popular brands: Polaris, Can-Am, Honda, Yamaha, Arctic Cat
Built for California Riders
We understand what makes riding in California unique
Year-Round Riding Weather
California's amazing climate means you ride more. We understand the unique needs of riders who log serious miles.
Lane Splitting Legal
California is the only state where lane splitting is legal. Our policies are designed with this in mind.
Diverse Terrain
From PCH coastal rides to mountain twisties - we cover you wherever California's roads take you.
Coverage Options & Pricing
Customize your coverage to fit your ride and your budget
Liability Coverage
Required by California law. Covers injuries and property damage you cause to others while riding.
Collision Coverage
Pays to repair or replace your bike after an accident, regardless of fault.
Comprehensive Coverage
Covers theft, vandalism, fire, weather damage - everything except collisions.
Uninsured Motorist
Protects you if hit by an uninsured driver - critical in California.
Medical Payments
Covers your medical bills after an accident, regardless of fault.
Custom Parts & Equipment
Protects aftermarket parts, chrome, custom paint, and accessories.
What California Riders Say
Real riders, real bikes, real savings
“Finally found insurance that doesn't break the bank for my Harley. Full coverage for less than I was paying for liability elsewhere!”
Mike T.
San Diego, CA
2021 Harley Street Glide
“Getting scooter insurance was surprisingly hard until I found Auto World. Quick, easy, affordable. Perfect for my daily commute.”
Sarah K.
Los Angeles, CA
2023 Vespa GTS 300
“They understood adventure bikes and didn't try to charge me extra for off-road coverage. Great service, great rates!”
Carlos R.
Fresno, CA
2020 Honda Africa Twin
Motorcycle Insurance FAQs
Everything you need to know about insuring your ride in California
Ready to Ride with Confidence?
Join 5,000+ California riders who trust Auto World for their motorcycle insurance. Get your personalized quote in just 2 minutes.
✓ All bike types covered ✓ No SSN required ✓ Same-day coverage